Asset Finance Case Studies

Refinancing

Raise Cash Specific Sectors

Truck Finance
Refinance Machines

Print Finance

Corporate Finance Phoenix Special Needs Adverse Credit
MBO, MBI New Start Business
Business Acquisition Customer Finance


Raise Cash

With one business threatening to bring down the whole group, we were tasked by this Midlands based printer to raise cash from within the group assets so that this business could be manage it’s short term cashflow problems.  A difficult application with a business failure looming, but we still managed to raise cash to the value of 80K from the print finishing lines within the other group companies.

Refinance Machines

With plans for a group restructure involving the buy-out of an existing shareholder we were contacted by a local based food processing company to assist in the funding after their incumbent bank were unable to assist.  This had now become an urgent application with the Christmas shutdown period rapidly approaching.  We provided £100K of cash through the refinance of the existing food processing equipment and even managed to make the transfer during the normal shutdown period.

Phoenix

The management team of a midlands based packaging company contacted us to assist them in re-establishing their business that had recently liquidated.  Having explored the available assets we were able to provide the necessary a £90K asset funding line to re-acquire the existing trade and assets.

MBO, MBI

With the retirement of the primary director/shareholders looming, we were approached by the Sales Director of a Midlands based stone worker.  In partnership with the current Financial Director, he wanted to attempt the acquisition of the retiring parties shareholding.  We were able to provide £200K through the refinance of existing plant and machinery and provided the funds on completion.

Business Acquisition

A small tour operator based in the Midlands identified a similar business for sale.  We provided a full cradle to grave service from initial negotiation of the consideration through to the advance of £1.4m funding lines and support during the completion meeting.  The largest portion of the funding was provided through the refinance of the coach fleet.

Truck Finance

A local haulier contacted us as he wished to expand his current fleet but was struggling to find the usual levels of deposit.  We structured a £100K lending facility based upon the negotiation of a short term bridging loan and traditional Hire Purchase facility for the commercial vehicles.

Print Finance

An established printer in the South-West contacted us to provide funding for a print press and print finishing equipment.  Having only been trading for a couple of years their existing lines of credit were full and deposits were hard to come by.  We were able to identify another lender from our panel and managed to provide a 90% funding line to 

Adverse Credit

A small Lincolnshire based haulier approached us looking for funding to buy a new truck.  With a history of failed businesses behind them, and with the Directors understandably now having an impaired credit rating, it was easy to see why they were struggling to obtain finance from the more traditional sources. By structuring a deal to maximise the security being provided through VAT bad debt relief, we were able to provide the low deposit finance needed.

New Start Business

With most businesses struggling to even keep trading in 2010 it was no surprise that we were approached by a new-start venture after they had been declined by all the traditional lending sources.  Our knowledge of the marketplace enabled us to find a niche lender who would be keen to lend to this food-manufacturing business.  Even with the machine being invoiced in Euros from an overseas supplier, we still managed to provide a 94K Hire Purchase facility to fund the purchase of the new machinery.

Customer Finance

An Oxfordshire based supplier of scientific equipment wanted to increase their sales through by being able to offer finance to their customers.  They contacted us and we helped them determine the best processes to adopt and helped them begin to market the finance offering.  Now, just a simple phone call or email with the customer details is all that is required, and we then do the rest.  Once the terms have been agreed with the customer, the invoice is raised and funds are provided on delivery.  More sales, improved customer relations, and a guaranteed payment in full on delivery..it’s no surprise they’re happy with our service.

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